Jill Russo Foster

Tips for Successful Personal Finances

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Financial Literacy Month – Tip #6

Movie Night At Home

Here’s the tip from March 17 – Saving More month:

How about a movie marathon at home? Go to your local library and borrow several movies and then have popcorn and beverages in front of your TV. Or if the library doesn’t have what you want, you could rent them at your local grocery store movie kiosk for a minimal cost. If you are a Netflix member, that will work if you have a compatible game console.

Think about ways you can have fun with minimal or no money. Make your list today and then plan those times into your calendar and invite friends to join you if you want.

To purchase a copy of either of my books Thrive In Five: Take Charge of Your Finances in 5 Minutes a Day or 111 Ways To Save

#JillRussoFoster  #30WaysToSave

Financial Literacy Month – Tip #5

Borrowing / Sharing

Here’s the tip from February 19 – Reduce or Eliminate Bills month:

Can you borrow something versus buying it? When I started my first company I shared space with a friend who was starting his company. To save money, we each bought one piece of office equipment. I bought the fax and he bought the copier. So when I needed to copy something, I would use his copier and when he needed to fax something he would use mine. A little creative thinking saved us money. What can you borrow versus buy? Your local library is a great place to start.

To purchase a copy of either of my books Thrive In Five: Take Charge of Your Finances in 5 Minutes a Day or 111 Ways To Save

#JillRussoFoster  #30WaysToSave

Financial Literacy Month – Tip #4

Lower Your Car Insurance

Here’s the tip from February 4 – Reduce or Eliminate Bills month:

Did you know that you can lower your car insurance by taking a safe driving class? I took a safe driving class and was able to lower my car insurance premium. For me, I took eight hours of classroom time (that’s the Connecticut requirement for the class) at a cost of $16 and was able to save $100 per year for the next three years. I even learned a thing or two. Check with your insurance company to see how much you can save, then schedule a class near you.

To purchase a copy of either of my books Thrive In Five: Take Charge of Your Finances in 5 Minutes a Day or 111 Ways To Save

#JillRussoFoster  #30WaysToSave

Financial Literacy Month – Tip #3

Use Cash

Here’s the tip from February 1 – Reduce or Eliminate Expenses month:

Use cash – sounds simple enough, but can you do this? When I say cash I mean the actual bills and coins, not a debit card. Using cash for your purchases makes you have to think about what you are purchasing, the cost and how much money you have with you. You can’t spend more than you have with you!

Try this – what have you go to lose? It really stops the impulse shopping and makes you think about your purchase. In addition, I personally find that if I have large bills in my wallet, I am less likely to break a $50 or $100 to make a purchase than if I am carrying smaller bills.

To purchase a copy of either of my books Thrive In Five: Take Charge of Your Finances in 5 Minutes a Day or 111 Ways To Save

#JillRussoFoster  #30WaysToSave

Financial Literacy Month – Tip #2

Unseen Bills

Here’s the tip from January 28 – Analyze Your Bills month:

These are those bills that you don’t get in the mail. Those things that you are set up to automatically renew. The service will tell you that they take the hassle out of remembering to pay by setting automatic payments up for you. Yes, they do take the hassle out of it for you. But, the other side is that you might not remember this bill and therefore don’t look at it to cancel it or to shop around for a cheaper service. Examples of this can be subscriptions and memberships. Today, think about what you have in your life that happens automatically. Is it that gym membership that you bought last January that you don’t use? Is it the magazine subscription that renews automatically and is billed to your credit card? What’s happening automatically in your life?

To purchase a copy of either of my books Thrive In Five: Take Charge of Your Finances in 5 Minutes a Day or 111 Ways To Save

#JillRussoFoster  #30WaysToSave

Financial Literacy Month – Tip #1

Here’s the tip from January 14 – Analyze Your Bills month:

Roadside Assistance

I analyzed our car insurance as well as other related bills and added coverage to my insurance. For example, I added roadside assistance for less than $20 per year for two cars and was able to eliminate the auto club bill that was over $100 per year. The concession is that I have to pay for towing and then submit a bill for reimbursement. This was a no brainer for me saving 80%. What do you need to change?

To purchase a copy of either of my books Thrive In Five: Take Charge of Your Finances in 5 Minutes a Day or 111 Ways To Save

#JillRussoFoster  #30WaysToSave

Financial Literacy Month Starts Wednesday!

April is Financial Literacy Month and I want to spread the word so that everyone can understand and improve their finances.

For the month of April, we will be posting daily tips from my book Thrive In Five: Take Charge of Your Finances in 5 Minutes a Day on Twitter, LinkedIn and my Facebook Fan Page.  We need you to share and repost to your connections and friends so that these simple tips spread across the internet. My goal is to increase my exposure and therefore increase the number of people who improve their finances.

Financial Literacy MonthFirst, remember to connect with me through social media – Twitter, LinkedIn and Facebook Fan Page,  or you can forward this blog post to your family and friends for them to sign up for the newsletter.   Thank you for spreading the word.

We want everyone to have some extra cash this April, so let’s make it rain by sharing financial information that really works.

To purchase a copy of either of my books Thrive In Five: Take Charge of Your Finances in 5 Minutes a Day or 111 Ways To Save

Watch for my first post on April 1st. 🙂

#JillRussoFoster  #30WaysToSave

How To Spend Valentine’s Day On A Budget

Did you miss the Experian Credit Chat yesterday?  You don’t have to miss out.

Experian does a Credit Chat every Wednesday at 3pm EST.   Yesterday’s timely topic was Valentine’s Day on a Budget – pretty appropriate for tomorrow.

I was one of several panelist who participated in the Twitter chat.  There were some great suggestions by the panelist that may be something you are interested in for you to save money.  Here’s the link if you were unable to join.

Mark Your Calendar

Have you wanted to visit a National Park?

We have been to a few and have so many more on our bucket list.  Many are free but some of the big ones charge an entrance fee.  Every year the National Parks Service offers free days and they are wonderful way to take advantage and see a park on your bucket list and save money.

So mark your calendar, here are the 2020 dates:

Monday, Jan. 20 — Martin Luther King Jr. Day

Saturday, April 18 — First Day of National Park Week/National Junior Ranger Day

Tuesday, Aug. 25 — National Park Service Birthday

Saturday, Sept. 26 — National Public Lands Day

Wednesday, Nov. 11 — Veterans Day

Enjoy