This page is for information purposes only. It is not meant to be legal, tax and/or financial advice and should NOT be relied upon or treated as legal, tax, and/or financial advice. Please consult your financial and/or legal advisors for specific information regarding your personal circumstances. All resources have been personally selected to support you.
**AFFILIATE LINK DISCLOSURE**
Many links used are for informational purposes only. Other links, Jill Russo Foster has an affiliate relationship with. If a link is an affiliate it will be clearly noted with ** so that you are aware that Jill Russo Foster may receive a percentage of the purchase price if you chose to buy the linked product. There is no difference in price to you.
- Capital One 360 – no fee checking and savings **
- Give.org There should be a larger percent going towards that cause than to the people running the charity.
Credit and Financial Information
- AnnualCreditReport.com – The government has authorized you to receive one free credit report from each of the three credit reporting agencies. Sign up for our newsletter Money Choices and receive a reminder three times per year to order your free credit report.
- MyFico (official score – you will be charged a fee)
- CreditKarma (free close approximation of your official score)
- CreditSesame (free close approximation of your official score)
- Quizzle.com (free close approximation of your official score)
- Ballpark Estimate Online – An easy-to-use, interactive tool that helps you quickly identify approximately how much you need to save to fund a comfortable retirement.
Student Loan Information
- National Student Loan Data System (NSLDS) – For information on your government student loans
Declutter – Donation and Sales Sites
There are many places in each and every community, think locally (local non-profits, schools, organizations and more) in addition to these national suggestions.
- Locally, contact your fire department or auto / technical schools; some will take cars for training purposes. In addition, many charities will accept donation of cars for resale.
Blankets, Towels and Linens
- Donate only if in good condition to local shelters for the homeless, battered women safe homes or to your local humane society.
Building Materials / Home Items
- Women Only: Dress for Success accept donations of professional and business attires and accessories to promote economic independence of women.
- Men & Women: Men’s Wearhouse has a National Suit Drive in July.
- 911 Cell Phone Bank (used as emergency phone for law enforcement agencies),
- Cell Phones for Soldiers
Clothing / Shoes
- Local consignment shops
- Retro / Vintage stores for vintage clothing typically more than 20 years old
- Local thrift shops and charities
- Donate My Dress for Prom and Special Occasion Dresses or your local high school (In addition, formal wear can also be donated to the theater department for costumes)
- Suits both Men’s and Women’s
- Nike Re Use A Shoe Program to recycle your old athletic shoes. Nike stores have a collection box.
Computer / Electronic Equipment
- Cristina Foundation
- Music and Memories
- National Coalition Again Domestic Violence
- In addition, many stores and website have a trade in program, such as Amazon, Best Buy, etc. where you can trade in your old electronics for a credit towards something you purchase.
- Wire hangers can be given back to your local dry cleaners or recycled
- Ebags Trade In, Trade Up Trade in your unwanted luggage for a credit towards a future purchase
Media: Books / Magazines / CD’s / DVD’s
- PaperBackSwap.com to swap with others.
- Better World Books to have them shipped to people around the world.
- Second Spin to trade in your CD’s, DVD’s and more
- Discogs for music – vinyl, CD’s, cassettes and more
- Book Scouter for textbooks
- Contact used book stores and libraries for what they accept.
- Contact local schools and hospitals
- Nursing homes / Veterans services
- Some doctor’s offices and hair salon will take them
Packing Foam or Peanuts
- Local packing and shipping store or reuse the next time you ship a package.
Photos, Slides and Movies
- Southtree great service for digitizing your family’s memories
Declutter – Resale Sites
Discounts & Rebates
- AARP.org. (Discounts for people over 50)
- ApplianceRebate.com before you buy an appliance to see if there are rebates available.
- BillShrink.com to save money on bills.
- CTSmartBuys (Connecticut only)
- Your local stores website for their online coupons and discount programs
Food and Personal Care
- Center for Food Safety
- Environmental Working Group
- Food Babe
- Vital Choice
- Young Living ** Sponsor #3932505
Lose Weight or Get Fit
There are many ways to recycle at home. We personally use a rain barrel to collect water for our garden and flower beds. We compost some of our waste, grass clippings and leaves. We carefully consider what to do with the rest of our trash. Our town has a great recycling program. Newspapers, mixed paper, all plastics, metal, glass and cardboard go to our transfer station in town. We do this all the time.
We participate in several town and state “special day” programs, such as “hazardous waste day”, “prescription / over the counter medication disposal day”, “sneaker recycle day”, “America Recycles” and others. You can find information on special disposal days near you by going to your state or city website. We are on the email list for our local politicians and receive announcements of these special events.
Electronic Trade In Programs at certain times of the year. Check the stores that sell electronics website for details. You might be able to earn money back.
Environmental Protection Agency (EPA) – Find your state on the Environmental Protection agency website. Look for ReUse Centers and Material Exchanges. You should find a list of locations in your state where you can donate and/or buy reusable goods.
Grocery Stores – many stores will accept your plastic bags for recycle.
Home Depot – has drop off boxes and accepts used light bulbs and old batteries at their stores.
Verizon Wireless Stores – electronic items. They accept cell phones, tablets, netbooks and mobile hotspot devices from any carrier AND you may be eligible for a gift card. For every device recycled, they will also make a $1 contribution to HopeLine®. Learn more here: VerizonWireless.com
- Amazon Price Check
- Billeo.com helps you to find the lowest price on the item you want to purchase online.
- CarFax.com – you can check to see if a car you are buying is considered a lemon. This is listed under FREE services.
- Consumer Action Handbook – helps consumers with making purchases and getting help with problems and complaints. You can download your free copy at their website.
- Price Grabber
- Red Laser
- Shop Savvy
Stopping Spam and Calls
Unwanted Phone Books – to stop receiving paper copies of some phone books www.YellowPagesOptOut.com
- City Mapper
- Free Walking Tours are available in many cities and countries.
- Seat Guru to find the best seats on each and every flight.
- Tom’s Port Guides great details on many cruise ports of calls
- Trip It
- World Clock
- XE Currency
- (Your own member / miles airline and hotel apps)
Cash, Credit and Your Finances: The Teen Years by Jill Russo Foster
Thrive In Five: Take Charge of Your Finances in 5 Minutes a Day by Jill Russo Foster
111 Ways To Save by Jill Russo Foster
The Complete Tightwad Gazette by Amy Dacyczyn
Clean Your Clutter with Feng Shui by Karen Kingston
How to Organize Just About Everything by Peter Walsh
Not Buying It: My Year Without Shopping by Judith Levine
Trash or Treasure: Guide To The Best Buyers by Tony Hyman
Living Large in Lean Times by Clark Howard
Overcoming Underearning by Barbara Stanny
Prince Charming Isn’t Coming: How Women Get Smart About Money by Barbara Stanny
Secrets of Six Figure Women by Barbara Stanny
29 Gifts by Cami Walker
The Money Book for the Young, Fabulous and Broke by Suze Orman
The Law of Divine Compensation on Work, Money and Miracles by Marianne Williamson
The Index Card by Harold Pollak
The Minimalist Home by Joshua Becker