It happened again – this is NOT the first time and it won’t be the last! Another data breach. This time it’s Capital One!
So what should you do?
- When is the last time you changed your passwords? Not only should you change them often, each account should have a different password. Yes, you heard me – each one should be unique. That way if someone gets your password, they won’t have access to all your accounts.
- When is the last time you checked your credit report and/or credit score? You can monitor your own credit easily for free.
- If you are not planning on using your credit in the near future, freeze it. Not only will they not be able to open an account, neither will you. Remember to freeze all three credit reports.
- When is the last time you viewed your accounts? Do you check them in between statements? You should consider checking your accounts at least weekly. The sooner you catch something, the easier it is to stop it.
Take some time to make a plan that works for you and do your research. You may need to do other things to protect yourself. Here are some tips from AARP about the breach.
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