Here’s the tip from February 1 – Reduce or Eliminate Expenses month:
Use cash – sounds simple enough, but can you do this? When I say cash I mean the actual bills and coins, not a debit card. Using cash for your purchases makes you have to think about what you are purchasing, the cost and how much money you have with you. You can’t spend more than you have with you!
Try this – what have you go to lose? It really stops the impulse shopping and makes you think about your purchase. In addition, I personally find that if I have large bills in my wallet, I am less likely to break a $50 or $100 to make a purchase than if I am carrying smaller bills.
To purchase a copy of either of my books Thrive In Five: Take Charge of Your Finances in 5 Minutes a Day or 111 Ways To Save
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