In honor of Money Smart Week, let’s talk about cash. Do you have enough? Are you living paycheck to paycheck? My philosophy about money is that is comes down to make choices that are right for you at this particular time of you life. Let’s start with $20.00 cash. What would you do?
A $20.00 may not seem to be a lot of money, but it can be. If I gave you $20.00 bill, what would you do with it?
- Deposit it to your bank account or open a bank account
- Buy something
- Give it to help someone or a charity to help others
- Have fun by brightening your day
I bet you can think of more choices. Your choices are unlimited. But instead of think about one thing to do, how about thinking about multiple things to do. You might be thinking that $20.00 is too little to do anything with, trust me it’s not.
What will $20.00 buy you:
- Movie ticket and possibly popcorn too
- Flowers for you or to give away
- Picnic lunch on a nice spring day
- Pay extra on a bill
- Can of paint to refresh a room
My suggestion is to think about money is multiples. In this case, it’s not $20.00 maybe it’s 2 $10.00 bills or 4 $5.00 bills. Now what can you do with that? Now you can select multiple things on your list. Your choices are unlimited. Instead of thinking it’s only $20, think 12 months ahead – that would be $240. What could you do with that?
Finding extra money (no matter how small) can be put to good use. The choice is yours – do you use it today or save it for tomorrow?