You received my new format of a newsletter / blog combination on Friday. What did you like? What would you like to see that isn’t there? What would you change? Let me know your thoughts.
Do You Live In One of These Nine States?
If you live in one of these nine states, you may have to have a passport for air travel within the US! These states don’t have ID that is compliant with the Real ID Act of 2005 yet.
Is your state one of the 9? Read more.
For more financial tips, visit my website.
Service Interrupted!
Today would have been the day for our newsletter, Money Choices to resume, after our summer break.
But with Hurricane Irma heading to Florida, we have put this issue on hold. It’s more important for my assistant to take care of herself, family and be safe. Wishing everyone in the path of these hurricanes a safe and uneventful experience.
Bear with us and we’ll be back soon.
Your Path to Great Credit
You know that your credit is an important part of your financial life. You know that the higher your score the better the terms are when you apply for credit – lower interest rate, lower monthly payments and more. You may have wanted to improve your credit score, but it’s too confusing and you don’t know where to start.
Let me tell you that this is a journey and there is no instant magic pill. It takes hard work and dedication on your part. Where do you start? The first step is to know your credit score. You can get a close approximation of your FICO score. Yes, it’s time to face the reality and look at it. You need to know where you stand. To see your credit score, go to my resource page and see how to access your credit score for free.
The next step is to make a plan. These are the small steps you take each week to do just one thing to improve your credit score. They can range from not using a credit card to make a purchase, make sure to pay that bill on time, bringing in more money to be able to make that payment and more.
I know this is hard. Years ago I had way too much credit card debt and I couldn’t image that I would every be debt free. But there came a day when I came to the realization that I needed to deal with it. I made a plan and stuck to it and was out of debt. As a result, my credit score increased to be excellent. I know that you too can do this.
Here are some more information to help you understand what it’s costing you.
We’ll talk more about this tomorrow.
Our Favorite Travel Spots
Summer is vacation time and we love to travel. Last year, we compiled a list of our favorite vacation spots. see what we like and tell us your favorites.
More on got too much stuff
Yes, we have too much stuff – both our own and inherited items. We have greatly reduced the items in our home by scanning and tossing/shredding paper / photos, giving away, trashing and selling, tag sale, but there is a long way to go. We’re in a Craig’s List phase now of posting items and selling one by one. Our goal is to make significant progress before Labor Day. What have you done? What suggestions do you have for us?
What destinations are on your travel bucket list?
If money and time weren’t an issue, where you you travel to?
Spend Less Save More
WIFE – Women’s Institute for Financial Education – Six Tips to Spend Less and Ave More
https://www.wife.org/six-savvy-tips-to-spend-less-and-save-smart.htm
National Speakers Assoc & CT Book Awards
I was busy yesterday.
I’ve submitted my membership and paperwork for my National Speakers Association professional membership. Will keep you posted to let you know if I am accepted. 🙂
Submitted my application and 7 copies of my book, 111 Ways To Save to the Connecticut Book Awards. I’ll know in September if my book wins. Keep you fingers crossed for me.
Can you toss this with your spring cleaning?
What to keep and what to toss
https://clark.com/consumer-issues-id-theft/record-keeping/?utm_source=Clark+Newsletter+List&utm_campaign=0a047fcaa5-Clark_Daily_Newsletter&utm_medium=email&utm_term=0_afa92deb83-0a047fcaa5-71463121