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Jill Russo Foster

Tips for Successful Personal Finances

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Simplifying By Not Shopping

Being home with the Covid 19 requirements, caused me to spend more.  Business was slower, minimal interaction and more time on my hands, cause me to spend more.  Not a good thing.

Once I made this realization, I needed to take action.  First, I had to understand that because something is a good buy, doesn’t mean I need it.  This was a big step.  Next, I eliminated apps on my phone and unsubscribed from emails from companies, reducing the temptation to spend.

Now before I buy something, I ask myself do I really need this?  Is this something I would have bought without a sale?  If the answer is “yes”, then I make the purchase.

 

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