What are the things you are willing to do without or do differently?
In our household, we do our own yardwork and save by not having to pay for a lawn or snowplowing service. The trade off is that it takes time to do these tasks and we had to purchase the lawn mower, weed wacker and snow blower. This can be a big initial expense. But, we don’t have monthly bills.
Our town has private trash collectors, that’s another monthly bill. We take our own trash to the transfer station and eliminated that bill years ago.
What are you willing to do or doing that have helped your finances?
For more tips, please visit my website.