Every year around my birthday is the time I check my social security.
No, I am not ready to apply. But it’s something I do annually to make sure all is correct. Every year social security posts your income to your account (the same income you file on your federal tax return). I like to double check to make sure mine is correct. It’s much easier for me to check now, then to figure it out when I apply for social security down the road. My records are easily accessible and easy to review to double check.
When was the last time you looked at your social security account?