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Jill Russo Foster

Tips for Successful Personal Finances

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Get Organized

January is National Get Organized month.

What are you doing to get yourself and your space organized?

In my book, Thrive In Five:Take Charge of Your Finances In 5 Minutes A Day, January is the month to organize your bills.  Now that the holidays are over, actually open up your bills and look at the bill details, don’t just pay them.  Take the time to review them to see if it’s correct.  Take the time to see if you can do something to save money, Take the time to see what competitors are charging – maybe it’s time to switch or negotiate.  If you want to follow along, my book gives you action steps for each day of the month, so that this isn’t an overwhelming task.

We review our bills in our household each year and it never ceases to amaze me how much we can save.  We stick to my 5 minute a day theme, take an honest look at one bill.  We found that our gasoline credit card bill neglected to give us the $.06/gallon discount.  It’s not much, but it is still our money.  So we made a quick call and got the discount applied.  All this in less than 5 minutes.

And because it’s January and following along with National Get Organized month, we have set up our new filing system for 2019 bills.  Start the filing now as the year begins so that your don’t have paper piling up.  All papers are filed and ready if or when you may need them.

If you want to learn more about taking charge of your finances and would like to purchase a copy of my book, Thrive In Five:Take Charge of Your Finances In 5 Minutes A Day click here.

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