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Jill Russo Foster

Tips for Successful Personal Finances

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February is a great time to work on clutter

The holidays are long over and the new year is here. It’s time to clear clutter and get organized!  With tax season underway, you can start shredding papers.

If you’ve gotten your W-2 for income tax purposes, you can shred your paystubs for the year.  Make sure the W-2 matches your final paystub.

If your bank and credit card companies offer you an annual summary statement, take it.  If you agree with all the information, you can shred your statements for the period that it covers.  One statement versus twelve – much less to organize!

Go  through your receipts. I only keep them for purchases that have a warranty (or if I think I may return the item.)  I store the receipt in the product manual so that I know exactly when and where I purchased the item.

For any paperwork that you are not sure whether or not to keep, check with your tax preparer.

For the stuff in your home that seems to accumulate, my best advice is for you to take a small amount of time on a regular basis and sort through a small area. Empty out that catch-all drawer, tackle a desktop, or one kitchen cabinet. The trick is to do just that one spot.  You’ll find that by tackling one small area twice a week you will see progress in no time without feeling overwhelmed.

To me, walking into a room that has been organized and clutter free is one of the best feelings I can have.  Try it – it makes finding what you need easy.

Join Jill on February 27 and Never Waste Your Time Looking for a Piece of Paper

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