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Jill Russo Foster

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You are here: Home / Archives for Organization & Planning / Organizing Your Space

Spring Cleaning with the Town’s Help

spring cleaning

In our house, Spring is a time for cleanup. We start indoors and then finish outside. This year was different for us. The weather was warmer sooner, so the outdoors was tackled first. We groomed overgrown plants and shrubs, trimmed trees, weeded and mulched the flower beds, and more. Now it feels like it’s time to enjoy the year with family and friends.

Not quite…

Because Spring came early, our annual ritual was thrown off.  We skipped the indoor clutter cleaning.  Now we’re left with random deadlines that we are trying to follow.

For example:

  • There was our town’s Sneaker Recycling Day…
  • …That happened to be the same day as our town’s Paper Shredding Day.
  • We have an old/unused/outdated medication drop-off (to help us clean out our medicine cabinets without poisoning the ground or groundwater).
  • And then there was Hazardous Waste  Day. We got rid of the last of the chemicals! We’re making great strides towards using all natural products.

That’s in our town. Does your town have programs to help you set clutter-clearing goals?

We are still left with many indoor projects that don’t coincide with a specific date, and those can get pushed off.  Little by little, they will get done. We have been tackling scanning and tossing paperwork.  No matter how hard we try, paper builds up.

To help you get your life simplified, check out the resources page on our website. We’ve added some new links to help you get rid of that extra stuff.

One resource we mention is Craigslist.org. We used Craigslist to give away an old TV. Just because we didn’t need it, didn’t mean that someone else couldn’t make good use of it. It’s better than having it go to a landfill.

If you try one of the resources on our list, or use another one we haven’t listed, let us know. I love hearing success stories and learning about new resources for getting rid of unwanted items.

Less Junk Mail Equals Less Spending?

Having trouble controlling your spending?  Try something new – control your mail!

You heard me. Control your mail. For the past five years, I have worked extremely hard to get off advertisement mailing lists. My mailbox is no longer stuffed with unwanted fliers and catalogs. Oh, I still get catalogs and fliers, but only from my favorite stores. And, I have asked each of my favorites not to share, rent, sell or do anything else with my contact information. Thanks to privacy laws, I can completely trust all of them to keep my personal information to themselves.

This has reduced my mail considerably.

You are probably wondering, “What’s the connection here? I thought you were talking about controlling spending not junk mail.” Easy. What I don’t see won’t tempt me.  No more impulse buying because a slick ad has convinced me I need it. If I didn’t know I needed it before, then I will probably live without it. And if I do need it, I won’t need a glossy image to sell me on it.

I don’t think I’m weak minded. These ads are designed to make you hunger for the kind of ideal life that only an expensive food-processor can give you. If you’re like me, you’ve spent many a weekend morning browsing through Sunday fliers, lusting after small appliances and “just in time for spring” capris.

Now, I have less mail to go through and more money saved. This is a bonus for my time and my budget.  Try it yourself. You won’t believe how much less spending you have to list on your budget tracker with this little step.

How did I do it? By contacting these companies:

  • Direct Marketing Association, Mail Preference Service, P O Box 9008, Farmingdale, NY  11735
  • Mail Preference Service, Preference Service Manager, Direct Marketing Association, P O Box 3079, Grand Central Station, NY  10163
  • Companies that I receive subscriptions from (example – magazine subscriptions)
  • Store credit card companies and banks – request not to receive offers from them or their partners
  • www.OptOutPrescreen.com or 1–888–567–8688 to limit the offers you receive for pre-approved credit cards

That’s all you have to do! Yes, it takes some work, but it will pay off in the long run. You don’t have to tackle this every day or even during precious relaxation time.

What I did, was set aside the junk mail and take it with me for those annoying “hurry up to wait” appointments. Then I would make the phone calls from my cell. You know, when you’re sitting in the doctor’s exam room for 20 minutes waiting for a physical. Or when you have to leave early to meet someone across town “in case of traffic” then end up sitting in the parking lot waiting for the other person to show up. If you do it that way, you’ll be regaining time, not just saving time.

February is a great time to work on clutter

The holidays are long over and the new year is here. It’s time to clear clutter and get organized!  With tax season underway, you can start shredding papers.

If you’ve gotten your W-2 for income tax purposes, you can shred your paystubs for the year.  Make sure the W-2 matches your final paystub.

If your bank and credit card companies offer you an annual summary statement, take it.  If you agree with all the information, you can shred your statements for the period that it covers.  One statement versus twelve – much less to organize!

Go  through your receipts. I only keep them for purchases that have a warranty (or if I think I may return the item.)  I store the receipt in the product manual so that I know exactly when and where I purchased the item.

For any paperwork that you are not sure whether or not to keep, check with your tax preparer.

For the stuff in your home that seems to accumulate, my best advice is for you to take a small amount of time on a regular basis and sort through a small area. Empty out that catch-all drawer, tackle a desktop, or one kitchen cabinet. The trick is to do just that one spot.  You’ll find that by tackling one small area twice a week you will see progress in no time without feeling overwhelmed.

To me, walking into a room that has been organized and clutter free is one of the best feelings I can have.  Try it – it makes finding what you need easy.

Join Jill on February 27 and Never Waste Your Time Looking for a Piece of Paper

Pack Rat Day!

clutterOn Tuesday, May 17, let’s celebrate all those people who have stacks and piles of stuff!

Anita Taylor, Professional Organizer & Speaker, has the following advice for those of us who tend to let things accumulate, especially our important paperwork:

The best way to tackle a stack is to…

  • set a timer for 15 minutes
  • sort from the top
  • use the 3 D Method
  • Do it, Dump it or Delegate it!

Still not done? Read on…

Sort by category: When sorting materials that all belong in the same category designate a “home” for that category for filing or storing later.  This is meant to be a quick sort so you can destroy the stack.

Attack from different angles: The next time you attack that stack, start from the bottom, set the timer and GO!  Next time, top; after that the bottom; and, if there’s anything left on the 5th try, cut the stack like a deck of cards and work from the middle!

Don’t forget:  Set the Timer and STOP when the buzzer rings!

Once you’ve gotten this accomplished, be sure to write and let me know how it went.

What to do with all those receipts…

You come home from a long day and your purse or wallet is stuffed with little receipts. They are from the bank, the store, and the dry cleaners. You probably even have your paystub stuffed in there. Do you have a system for dealing with all these little pieces of paper?  If not, now is the time to start.

I personally have different systems for different types of receipts:

Bank, debit card and credit card receipts –  For the most part, these are shredded after they are balanced to my bank statement. In the meantime, I toss them into my little receipt basket. If I ever need to return an item or get a price adjustment for sales items, all my receipts are in one place and easy to find.

Warranty receipts – Receipts for items that have a warranty are stapled into the product manual and filed by category such as “appliances”, “tools”, “technology”, etc.

Gift receipts – I keep gift receipts until I can be sure that the recipient won’t call asking if he or she can exchange my gift. I wait about a month, generally.

Dry cleaning and other delivery/pickup items – These go on my fridge with a magnet as  a reminder to pick up when ready. It also keeps the receipt handy.

Paystubs – I treat these a little differently. They are kept in an accordion file with my tax receipts and filed by category until my W-2 arrives and all paperwork agrees.

Because of the possibility of identity theft, each receipt and the corresponding paperwork is shredded before it’s thrown away.  I never toss any paperwork with account numbers or other personal information and you shouldn’t either.

Decluttering Your Financial Records

Hurray! Tax season is over (unless you filed an extension).

The next step is to get rid of clutter – time to clean out your financial records.

Here’s what you can get rid of:

Paystubs – Do you have a stack of them?  You can get rid of last year’s because you have a W-2 that summarizes what you’ve earned.  Keep the W-2.

Bank Statements – If your bank gives you an annual summary or statement, then you can get rid of all the monthly or quarterly statements.

Tax Returns – Generally, you can get rid of tax returns that are seven years old or more (2003 and older) along with the supporting documentation.  However, you will want to check with your tax preparer if you:

  • bought, sold and/or own a home
  • hold certain investments
  • received certain gifts
  • have any other special circumstance that requires you to keep related paperwork indefinitely.

In other words, check with your tax preparer before throwing away your returns.

An alternative to paper files

Keeping your records on your computer is a great alternative to paper files. We had a lot of paper clutter hanging around, so I started the process of scanning my records as pdfs.  If you need a piece of documentation, it’s much easier to locate and open a single pdf than it is to search through a big, cluttered file full of paper. The best part is, that you don’t have to refile the pdf after you’re done looking at it. It’s also easier to fax or email a pdf if needed. Think of all the times you’ve needed to share information about insurances, taxes or rebates. Computer files are great to work with.

Make sure to shred

Remember when I say “get rid of”, I mean for you to shred each and every document that has your personal information on it before throwing it away.  You don’t want to offer dumpster divers an opportunity to steal your identity.

Call your tax preparer to see what you need to keep, and start to go through your paperwork to eliminate what you don’t need.  Happy Shredding!

Get Organized by Reducing Junk Mail

Does this sound familiar? You come from after a long hard day You check your mail and more than half of its junk mail Then your phone begins to ring with unsolicited calls interrupting dinner If you have a fax machine, you find pages of unwanted offers for you to go through to find the one page you want You didn’t ask for any of this stuff! So what is a person supposed to do?

For many, simply ignoring the calls, throwing away the junk mail and faxes is the easiest way to deal with the problem However, there are several simple things you can do to help eliminate the problem altogether It’s time to start opting out.

Opting out of junk mail can eliminate a good percentage of unwanted mail Most of your accounts (banks, credit card companies, etc) give you a choice in the form of an opt-out notice It’s typically the insert in the bills the one you usually ignore and toss out Anytime you see the notice that gives you the option of receiving or allowing others to send you information, check the NO box, if you don’t want your information being sold or shared from one company to another For all those other junk mailings that make you say how did I get on this mailing list? Remember that your name and address can be obtained in a variety of ways – credit bureaus, magazines or catalogue subscriptions, published information, etc It’s worth a few minutes to write or call and ask to be removed from the mailing list; you can also specify that your information not be distributed to anyone else For ways to better protect your personal information and to opt-out, check out http://opt-out.cdt.org They offer online opt-outs, as well as a link for automatically generating opt-out letters for you to print and mail.

Next week, I’ll continue with your phone and fax information.

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