Tips for Successful Personal Finances
Come and join me for Kids On Campus at Norwalk Community College (Norwalk, CT) this summer. I will be offering a workshop, Teens and Money: Teens Personal Finance for grades 9 to 12 for 1 week only – July 21 to 25, 2025 from 9 to 12. To register contact 203-857-7080.
There are other types of insurance you need. If you own or lease a car, you need auto insurance. If you own a home / condo, you need homeowner insurance. If you rent an apartment, you need renter’s insurance. With what is going on in the country (floods, wildfires, mudslides etc.) Make a plan to have your needs assessed so that you’re covered for anything that may happen. #JillRussoFoster #FinancialLiteracyMonth
I am offering 10% off any of my books: Cash, Credit and Your Finances: The Teen Years, 111 Ways To Save and Thrive In Five: Take Charge of Your Finances in 5 Minutes A Day. Order your books today at https://www.jillrussofoster.com/products use promo code 10PercentOff to receive the discount.
#JillRussoFoster #FinancialLiteracyMonth
Let’s talk about insurance. Do you have all the insurance coverage you need? Do you have health insurance to cover medical care when needed? Most employers offer this to their employees. If you don’t have it through your job, there are other ways to access health insurance. Every state offers some type of insurance. One major medical incident can ruin a budget without insurance. #JillRussoFoster #FinancialLiteracyMonth
Do you cook at home or eat out (that includes take out)? There is a huge difference in your cash flow by the choice you make. Consider cooking at home and make double portions, so that you can freeze one for another time or take it for lunch. #JillRussoFoster #FinancialLiteracyMonth
Some of the things that we do in our household to save money: I cut my husband’s hair, we take our own recycle and trash to the transfer station, we walk to do our errands, we do our own yardwork (cutting lawn, trimming bushes, snow removal, etc.) #JillRussoFoster #FinancialLiteracyMonth
Do you have a surplus or deficit with your budget? We all know we can reduce or eliminate expenses. But sometimes this is not enough. Sometimes the answer will be that you need to increase your income or a combination of both. It’s something o think about. #JillRussoFoster #FinancialLiteracyMonth
I am offering 10% off any of my books: Cash, Credit and Your Finances: The Teen Years, 111 Ways To Save and Thrive In Five: Take Charge of Your Finances in 5 Minutes A Day. Order your books today at https://www.jillrussofoster.com/products use promo code 10PercentOff to receive the discount.
#JillRussoFoster #FinancialLiteracyMonth
If you want to track your spending, there are many ways to do this: pen and paper, receipts for all spending, use your debit / credit cards or an app to see where your money is going. If you would like a copy of my budget tracker formulated in Excel let me know and I will give you a copy. #JillRussoFoster #FinancialLiteracyMonth
I would be remiss if I didn’t mention budgeting. When was the last time you tracked your spending? If you can’t remember when, it may be time to do this again. Learning where your money goes will help you to make changes so that you meet your goals. For example, “should I buy _______ or should I not spend this now and put it towards my goal of ____________.” #JillRussoFoster #FinancialLiteracyMonth