Now comes the day to add up your numbers to see where you stand. Use my budget tracker to make it easier. Which side is bigger? Is there more money coming in than going out? Or is it the other way around? That is all I am asking you to figure out here.
You need to determine what the next step is for you. If you are like most people, you will need to get your expenses down or generate more income. Don’t panic! In the coming months, I will discuss raising your income and reducing your debt. You may want to pick up my book to read the “Reduce or Eliminate Expenses” chapter in Thrive in Five (where these micro-tips come from).
For the rest of this month, I will talk about ways to save more. Again, these are suggestions that you can chose to do… or not. Only implement ways that seem right to you now. Then go back at a later date and try others.
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