Last month (as we do every January) we got back on track after holiday spending. We looked at our finances and made some changes. This year, we tracked our spending to see where our money was going. Not many surprises for us – that’s a good thing.
We find that when we track our spending, we think twice about those little impulse expenses: bringing lunch from home instead of eating out, planning dinner ahead versus picking up take-out. All these little things add up for us.
I encourage you to do this for 30 days. It takes less than 5 minutes a day and can be eye opening. Let me know what you find out about your spending habits. If the thought is overwhelming, my budget tracker could make things easier for you. You just enter the numbers and it adds it all up for you.
We’ve received some great name suggestions, but we’re still looking for more. Quick Tips will become something new, fresh and inspiring and we need a new name. We’d love to hear some creative new ideas.