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Jill Russo Foster

Tips for Successful Personal Finances

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What We Don’t Pay For

As I have always said, money is about choices (that’s why’s it’s the title of my newsletter).  All money issues are about choices.  Should I spend money on this, should I spend it on something else or maybe I shouldn’t spend it at all.  The choices is yours.

With that in mind, I want to share with you what we personally don’t spend money or reduce our spending on in our household.  Some you may agree with and some you may not, but again it’s about choices.

Outside The Home:

  • Yard work
  • Spring and fall yard clean up
  • Snow shoveling
  • Gutter cleaning
  • Power washing
  • Rain barrel – we collect rain water and use this to water the garden and plants
  • Compost Bin – we compost so we can fertilize our vegetable garden

Inside The Home:

  • Cleaning
  • Trash / Recycle to the transfer station (this is not included in our taxes, it would mean paying a private company)
  • Movies / Magazines / Books and more – we use our library and the library apps (Hoopla lets us watch movies that we would typically have to borrow from the library, right on our TV without leaving our home)
  • TV – we have reduced our cable TV to basic
  • Bill Pay = we pay online through our bank and this saves us postage
  • Greeting Cards – online as well (no more paper cards and postage)
  • Mail – we have greatly reduced the amount of unwanted mail we receive over the years

Products That We Have Replaced:

  • Dryer sheets with reusable wool dryer balls
  • Plastic containers with glass storage containers / canning jars
  • Cleaning products / air fresheners with vinegar, baking soda and essential oils
  • Plastic Bags – our town has eliminated plastic bags in favor of a reusable bags (if you forget you can get paper bags from stores)

I have shared with you some of the things we do in our home.  For us, it’s not about the things.  We want to experience more – time with family and friends, traveling to new places to explore, meeting and making new friends and more.

 

 

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