• Home
  • Products
    • 111 Ways to Save
    • Thrive in Five: Take Charge of Your Finances In 5 Minutes A Day
    • Cash, Credit, and Your Finances: The Teen Years
  • Resources
  • Speaker Info
    • Adult
    • School Age
    • Speaking Engagements
  • About Jill Russo Foster
  • Press/Media Kit
    • Full Media Kit
    • Bio
    • Photos
    • TV Appearances
    • Print Appearances
    • Radio / Podcast Appearances
    • Speaking Engagements
    • Press Releases
  • Contact Jill

Jill Russo Foster

Tips for Successful Personal Finances

  • Events
  • Every Day Finances
    • Banking
    • Budget Planning
    • Family Finances
    • Personal Finance
    • Reducing Expenses
    • Shopping Tips
    • Teenagers and Money
  • Protecting Your Home
    • Disaster Preparedness
    • Energy Efficiency
  • Tax Tips
    • Charitable Giving
  • Manage Your Credit & Identity
    • Debt Management
    • Mortgage Tips
    • Get Great Credit
      • Loans
      • Credit Card Act of 2009
      • Credit Management
      • Credit Report
      • Credit Report Reminder
    • Identity Theft & Fraud
      • Identity Theft
      • Fraud Alert
  • Organization & Planning
    • Organizing Your Space
    • Organizing Your Time
    • Vacation Planning
      • Travel Tips
    • Plan for the Future
      • Financial Goals
      • Marriage and Finances
      • Retirement Planning

What Don’t You Do with Your Money?

choices

I’ve shared two ways we save money in our household – careful food shopping and credit monitoring. Now I’ll tell you what we don’t do that saves us money.

We don’t have a data plan with our cell service

We have cell phones, but that’s it – just cell phones. We don’t have text messaging or a data plan. We lowered our minutes to the lowest plan available and we regularly come in way below our limit.

We don’t have HBO.

Only in the last month have we upgraded to an HDTV and that’s because one of our two TV’s needed to be replaced. We still have one older TV and we don’t plan on replacing it unless it stops working. We have a basic cable package and get our movies free – either from the library or the free on-demand selection our cable company provides. We gave up our paid movie channels a while back. We don’t have a DVR either – still using the VCR.

We don’t hire home contractors (often).

We do a lot of home maintenance and repairs ourselves. Last year, we painted the garage. This year we painted the bathrooms ourselves. We don’t have a landscaping service to take care of our yard. (It helps that we don’t have a big yard to take care of.) I really enjoy gardening. There is nothing better than picking fresh vegetables and eating them within minutes while they’re still super fresh.

We don’t buy new cars.

We drive older cars. Mine is a 1995 with 167,000 miles and it runs fine. I just had a tune up and the mechanic says the car is in great shape. Having older cars works perfectly for us, because we don’t like making payments. I’m not into fancy cars – all I need is reliable transportation.

You might be thinking that we lead lives of deprivation, but I can assure you that we are not missing out on anything. We only spend money on things that are important to us. If we spent money on things that we didn’t enjoy (but made us look good to other people), that would mean having less money for things we do enjoy – like nice vacations.

What don’t you do with your money? Join the discussion.

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.

  • Facebook
  • LinkedIn
  • Pinterest
  • Twitter
  • YouTube

Contact Jill:

Email: Jill@JillRussoFoster.com or use this form.

Looking for something?

Follow Jill Russo Foster’s board Money on Pinterest.

Copyright © 2025 Jill Russo Foster