Is convenience hurting your wallet?
Yes, we all want convenience We all work, have families, a household , and we all want to do it all, but there is never enough time Convenience saves time and that’s of huge importance to us all But look at it from the wallet side convenience can cost more money.
Can you have convenience cheaply? If you’re willing to plan, yes! Here are a few examples:
Pizza night: Who doesn’t like to have pizza delivered to the house But, how about a store-bought cheese pizza at $5.00 that you bake at home versus a delivery pizza at $10 (plus the cost of delivery and a tip).
Fruit and Vegetables: Pre cut fruits and vegetables are more costly than the actual item If you don’t like to cut them up yourself, choose fruits and vegetables that are easy to eat without cutting.
ATM machines: I know many people who take out $20 today to buy lunch and then another $20 tomorrow when they are at the store again If you are using an ATM that isn’t free this all adds up How about planning for the week and making one withdrawal at your bank’s machine That way there are no ATM charges.
Books, music and DVD’s: Convenient to buy, rent and/or download for a small fee But, did you know that you can borrow these from your local library at no cost?
All these little amounts add up This could be the difference between having a savings account versus living paycheck to paycheck.
Trust me – you need to see where all the little money is going and start to make conscious choices about whether to spend your money or not Convenience saves you time but it might be costing you more in the long run.