• Home
  • Products
    • 111 Ways to Save
    • Thrive in Five: Take Charge of Your Finances In 5 Minutes A Day
    • Cash, Credit, and Your Finances: The Teen Years
  • Resources
  • Speaker Info
    • Adult
    • School Age
    • Speaking Engagements
  • About Jill Russo Foster
  • Press/Media Kit
    • Full Media Kit
    • Bio
    • Photos
    • TV Appearances
    • Print Appearances
    • Radio / Podcast Appearances
    • Speaking Engagements
    • Press Releases
  • Contact Jill

Jill Russo Foster

Tips for Successful Personal Finances

  • Events
  • Every Day Finances
    • Banking
    • Budget Planning
    • Family Finances
    • Personal Finance
    • Reducing Expenses
    • Shopping Tips
    • Teenagers and Money
  • Protecting Your Home
    • Disaster Preparedness
    • Energy Efficiency
  • Tax Tips
    • Charitable Giving
  • Manage Your Credit & Identity
    • Debt Management
    • Mortgage Tips
    • Get Great Credit
      • Loans
      • Credit Card Act of 2009
      • Credit Management
      • Credit Report
      • Credit Report Reminder
    • Identity Theft & Fraud
      • Identity Theft
      • Fraud Alert
  • Organization & Planning
    • Organizing Your Space
    • Organizing Your Time
    • Vacation Planning
      • Travel Tips
    • Plan for the Future
      • Financial Goals
      • Marriage and Finances
      • Retirement Planning

Simplifying Our Finances

We simplified our accounts.  First, we transferred accounts so that we have less organizations to keep track of.  We not have rolled over retirement accounts to once institution.  One statement with all the accounts on it for each of us.  Simple!  Less to keep track of monthly and at tax time.

We have consolidated some debt to zero percent credit cards to get the balances paid off faster with all the payment going to the principle.  We carefully chose the zero balance offor the longest time frame and no fees.  Once it was done, we divided the balance by the number of months at zero percent interest and that is our monthly payment.  Each and every month that payment will be made to have the total balance paid in full without any interest.

Okay, this did take sometime to research, but it will be well worth it in the long run.  Now that it’s done, it simple to make one payment each month.

How many institutions do you have accounts with?

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.

  • Facebook
  • LinkedIn
  • Pinterest
  • Twitter
  • YouTube

Contact Jill:

Email: Jill@JillRussoFoster.com or use this form.

Looking for something?

Follow Jill Russo Foster’s board Money on Pinterest.

Copyright © 2025 Jill Russo Foster