When Sandra asked me to speak at the Happier Motherhood Coffee Hour Series, I was excited because I believe that fostering a healthy relationship with your money can bring a sense of peace to your whole household and all your extended relationships. And, I wanted to share that message with you!
As a gift to you for sharing your time with me, I am offering you my Budget Tracker for FREE! Plus, a discount on my award-winning book for teens and parents of teens: Cash, Credit, and Your Finances: The Teen Years.
You’ll also receive my bi-weekly newsletter. My newsletter offers you financial news and tips that you’ll actually want to share with family and friends because I speak from my years of experience helping people with all kinds of financial issues. These aren’t just dry numbers, but real scenarios that are played out every day in the lives of those you love.
Just register using the box on the right and I’ll sent your gifts via email.
Learn more about Cash, Credit, and Your Finances and My Budget Tracker below
Help your teens:
- Cope with product advertising
- Understand that credit isn’t magic money.
- Develop strong short-term budgeting skills
- Create a long-term financial plan
Cash, Credit, and Your Finances: The Teen Years looks at finances through the eyes of five different teenagers. They all have things they want and need, but they all handle their money differently. Some will succeed and some will give up… which one do you want your child to be?
Plus! My Budget Tracker for FREE!
Normally $9.95! I love the way the tracker adds the totals automatically! I’m sure you will too.
My tracker makes financial tracking and planning easy. You can use it for yourself, to teach your kids about household budgets, to help them plan for college or expenses or even just teaching them how to spend their allowance!
(Requires Microsoft Excel):
How does it work?
Page 1: Start entering your household income and expenses. The total in each category will add up for you!
Page 2: Continue to enter your expenses and you can see the totals for the whole month! How is your budget shaping up? Are you making more than you spend?
Page 3: Track your expenses for the whole year! Just enter the totals for each month. How much did you actually spend in each category? The answer may surprise you and help you on the way to healthier spending habits.
Why We Love This Book
We didn’t read the whole book, just the parts about saving for college and buying cell phone service. Actually, that’s what I like about it. The information we want is really easy to find and we can skip the parts we don’t need right now. It’s a good resource.
Great Resource for All Teens
This is exactly what I was looking for when my kids were teens. We needed something our kids could easily understand and we didn’t want the information buried in an enormous book that they would never read. With this book, parents have an excellent resource for their teens. Working in a financial institution for 15 years, I’ve seen many people who start in their teens to create obscene amounts of debt. They’ve never been taught anything different. I wish I’d had this years ago! This would have been the perfect gift, it’s THE book that all schools and financial institutions should have available for their teen clients.
Retirement Transition Expert
FANTASTIC resource for parents and kids!
Why is it important to balance your checking account every month? Because the bank might not fix its own errors after a certain period of time! : o ….In fact, we’ve caught errors from our bank several times thanks to this fantastic book! I learned that from the book. I would recommend this to everyone – not just teenagers.
A Good, Basic Resource
This is a great resource for teens just learning how personal finances work. This book fills the gaps that teens typically do not have the opportunity to learn in school such as: What is a certificate of deposit? or How is my credit score determined?
Kristin Blair Wnuk
“The Fear Whisperer”
Great Resource For Teens
This book is an amazing resource for teens who are just starting to manage their own money. Jill covers all the basics from budgeting their allowance to how to deposit a check to purchasing their car, this book has it all. I highly recommend this book to any parent to give to their teen so they(teen) can get on the path to financial freedom.
I loved this book
This book helped us as parents since we are both self employed. We will know what to teach our daughter as she is growing up. Very helpful. Easy to read. I loved it.
Threshold Visions Photography
Wish I had this book when I was a teen!
As a teen I had no idea how to handle my money and later on as a young adult had lots of debts because of that. I wish I had this book when I was a teen! Our relationship to money starts from when we’re very young. This book is a “must have” tool for every teen so that they know at an early age how to be responsible for their money.
Wish I’d had this as a teen…
I wish I had this around when I was growing up. It would have saved me from making poor choices. It’s hard to learn how best to handle finances before making mistakes, and this book is an ideal guide.
Cash Credit & Finances
I couldn’t recommend this more. If you’ve been having difficulties talking
to your kids about money, then get this book. I have two young kids, but am already planning for the teen years, so this book is very helpful.
Mark P. Salle
Got a teenager that loves spending money? Get this book!
My 13 year old got a regular job babysitting and started making her own money…quite a bit of it for a 13 year old. I didn’t quite know how to sit down with her and discuss finances with her. What should we share with her NOW so she could make good choices regarding her money all through her teen years. Cash, Credit and Your Finances: The Teen Years answered ALL our questions and then some. I feel so good knowing I was able to provide my daughter (and me) with this resource. Jill Russo Foster brilliantly discusses finances from the perspective a teenager would understand. She paints a vivid picture and connects the dots in a way that makes sense and is easy to understand. I love this resource and deeply appreciate it.
Passion into Profit Mentor
Teens & Finance
Jill Russo Foster’s book should be included by every parent in their back-to-school shopping list for teens. In very easy to read and actionable chapters Ms. Russo Foster presents a lot of very usefull information and highlights many of the financial pitfalls out there for young people.
Paul R. Steed