• Home
  • Products
    • 111 Ways to Save
    • Thrive in Five: Take Charge of Your Finances In 5 Minutes A Day
    • Cash, Credit, and Your Finances: The Teen Years
  • Resources
  • Speaker Info
    • Adult
    • School Age
    • Speaking Engagements
  • About Jill Russo Foster
  • Press/Media Kit
    • Full Media Kit
    • Bio
    • Photos
    • TV Appearances
    • Print Appearances
    • Radio / Podcast Appearances
    • Speaking Engagements
    • Press Releases
  • Contact Jill

Jill Russo Foster

Tips for Successful Personal Finances

  • Events
  • Every Day Finances
    • Banking
    • Budget Planning
    • Family Finances
    • Personal Finance
    • Reducing Expenses
    • Shopping Tips
    • Teenagers and Money
  • Protecting Your Home
    • Disaster Preparedness
    • Energy Efficiency
  • Tax Tips
    • Charitable Giving
  • Manage Your Credit & Identity
    • Debt Management
    • Mortgage Tips
    • Get Great Credit
      • Loans
      • Credit Card Act of 2009
      • Credit Management
      • Credit Report
      • Credit Report Reminder
    • Identity Theft & Fraud
      • Identity Theft
      • Fraud Alert
  • Organization & Planning
    • Organizing Your Space
    • Organizing Your Time
    • Vacation Planning
      • Travel Tips
    • Plan for the Future
      • Financial Goals
      • Marriage and Finances
      • Retirement Planning

Friendship and Money

Friendship and money – these are things we treasure, but sometimes they can be at odds. I can remember when I started my first business and money was tight. I had friends that wanted us to do what we had always done in the past – going to dinner, going to a sporting event / concerts and more – just like old times.

I remember thinking, I can’t afford this right now. Don’t they realize I just started a business and I am not making the money I used to? How could they even ask this of us to do this? All these thoughts went through my head, but I was too embarrassed to say them out loud.

One of the things I look back on and wish that I was able to share my thoughts. But I didn’t share my thoughts. I kept up outside appearances and did whatever with my friends anyway. I didn’t want to disappoint our friends. I didn’t want them to think that we didn’t have the money. In reality, we didn’t have the money then and we were keeping up outside appearances to “keep up with the Jones” instead of being true to ourselves.

This was and is a hard lesson to learn. We all want to have everything and marketing makes us believe we need all of this. Do we? I think this comes with age and wisdom and I wish I had learned this earlier in life, but I know this now. I know that I treasure time with friends and quiet time and not necessary the stuff.

I personally have grown over time from this young woman and now am more able to express my feeling / situation to others. I can turn down invites, that I don’t want to do. I can say, that’s not something I really want to spend money on. I can request separate checks versus splitting the bill 50/50.  All of these are choices that you get to make because it’s your money and time.

Don’t be afraid to express your thoughts out loud to your friends. Be gracious in your words no matter which side you are on.  Friendship and money are always going to be a part of your life. Be comfortable with your friends and money and be willing to share your feelings with others. Maybe they are feeling the same and can’t express it.

Save

Save

Save

Save

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.

  • Facebook
  • LinkedIn
  • Pinterest
  • Twitter
  • YouTube

Contact Jill:

Email: Jill@JillRussoFoster.com or use this form.

Looking for something?

Follow Jill Russo Foster’s board Money on Pinterest.

Copyright © 2025 Jill Russo Foster