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You are here: Home / Archives for Organization & Planning / Vacation Planning / Travel Tips

What To Pack To Save Money

Summer is coming and that makes me think of vacations. You might be saying, here they go again! You may be right, but not yet. There are a couple planned for later this year.

I wanted to offer you some packing tips that will save you money. When we head to a beach or resorts with pools, we pack our pool toys. Yes, you read this correctly. First, by using an airline credit card, we get our checked bags for FREE – only that makes this work. One suitcase is for us and one is a suitcase for toys. So this is in the beach toy suitcase:

•    Noodles / Rafts / Tubes / Snorkel Gear
•    Soft-sided cooler – we have one that the freeze pack is a part of the cooler
(one less thing to carry along)
•    Entertainment – playing cards, games, etc.

When we travel to a destination, we try to reserve a unit with a kitchen or at least a fridge. This saves us so much money by being able to make and bring our own meals. You might be thinking cooking on vacation – ugh! This can be as simple as having breakfast, beverages and snacks from a grocery store versus paying restaurant or resort prices. Picking up a bottle of water at the store is much more cost effective than buying a bottle at pool side.

Here’s an example of what we do. We bring as much as possible, especially things you won’t finish,  like steel wool, paper plates, herbs and more. Next, we place an online order (if that is possible) from the grocery store before we leave. Then we either pick up the order at the store or have it delivered to where we are staying. Having some or most of your meals at grocery store prices saves money.  Yes, we still do go out for some meals – just not all.

Remember that you typically cannot bring meat, fruit or vegetables out of the US and into another country. Usually, you can bring sealed items in their original packaging. Here’s one of our suitcases.

If you want a copy of my food packing list, email jill@jillrussofoster.com and I will share it with you.

Got vacation plans coming up?

We always recheck the pricing on hotels, cruises, rental cars and more.  Just last week, we found our hotel room was $60 less per night.  Made a new reservation and cancelled the original.  Make sure to check your reservations to save more money.

New uses for things to travel with

 

I always use travel pill cases when I travel – but not for pills.  This time I used it to take my earrings, necklaces and other jewelry.  All stays organized and it’s easy to carry or pack.  For more tips, follow my blog at www.JillRussoFoster.com.

What Does Your Cruise Include?

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Are you thinking about cruising and not sure if it’s for you or not? Here are some tips on what to do and what not to do and how to save tons of money on your vacation.

A cruise can be like an all-inclusive vacation, but not exactly. While most of the cruise is included, not everything is included in the price.

Included

Not Included

Accommodations – room, housekeeping, TV, some in room movies

Mini Bar / Pay Movies

Most food – Dining room, Buffet, Pizza, Ice Cream

Specialty Dining Restaurants, Specialty Ice Cream

Beverages – Non-Carbonated Drinks, Coffee / Tea, Juice, Water

Soda, Alcohol, Specialty Coffee, Bottled Water

Entertainment – Movies, Miniature Golf, Ice Skating, Ping Pong, Swimming, Water Park, Rock Climbing, Ice Skating, Rollerblading, Games, Live Shows, Comedy Venues, Live Music and More

Shore Excursions – when off the ship with the cruise line on an activity, tour, etc.

Casino, Video Arcade, Golf Simulator, On-Board Shopping

Fitness, Gym, Some Fitness Classes, Jogging / Walking Track, Pools, Hot Tubs

Some Exercise Classes, Personal Training

 

Personal Care – Salon, Massage etc.

 

Internet, Ship to Shore Phone Calls, Your cell phone

Gratuities to restaurant staff and cabin steward (although this is a separate charge when booking)

Additional Gratuities, Tips for crew members

 

Dry Cleaning / Laundry (some ships have washers and driers available)

Motion Sickness / Norovirus Treatments

Medical / Doctors Services

So how do you avoid or minimize your costs? 

There is so much food available either in the dining room and/or buffet most hours of the day (and night), there is no reason that we find we need to pay for additional foods. Hungry at 11 pm – go to the 24 hour pizza and salad area. Don’t want to leave your stateroom – order food from room service (it’s free, between 5 am and midnight). Still hungry check out the midnight snacks.

Plan ahead for what to do on shore – we do lots of things for free or low cost and do not go through the cruise line. Do your research and see what options are available. We took a great free walking tour of Valencia, Spain. All it cost us was a tip for the guide. You have to be aware of the time. When you are on your own, you could miss the ship sailing if you don’t pay attention to the time. One note, make sure if you book something on your own and the ships misses the port (weather related), that you will get a refund.

Some cruise lines will let you bring limited quantities of non-alcoholic beverages on board. Check with your cruise line before you cruise. We have flown to the cruise and stopped at the store to pick up bottled water and soda on the way to the pier. If they don’t, you can send yourself a gift (bottled water is less expensive to give yourself a case vs. buying as you go at the bar).

Alcohol is a big money maker for the cruise line. You need to determine how much you intend to drink.  Check out the packages to save money. If you don’t purchase the package, here are few tips – if you don’t intend to take home the souvenir glass – don’t purchase a drink in this glass.  Look for events with free alcohol – champagne art auctions, captain’s receptions, past guest parties and more offer limited free drinks.

Cell phone and internet service – it can be expensive on board. We have always found free internet in port when we wanted to check in.  Otherwise, purchase in advance for discounts. I did this when I was taking an online college class and needed to post daily to the discussion. 

The above is based on our experience on Carnival and Royal Caribbean, other cruise lines can have different policies and costs. Do your research ahead of time, so that you can understand the costs before you incur the charge. This is not a surprise you want to incur as your vacation winds down. Happy Travels!

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Vacation Insurance

With vacation season underway, are you covered if something happens?

According to Wallet Hub, 1 in 6 Americans have an illness or natural disaster happen to them. Are you covered so that you don’t lose you hard earned money? Of these 1 in 6, only 22% have insurance to cover their travel costs / expenses.

While some credit cards offer you coverage for lost or delayed luggage, missed connections, trip cancellations and even death sometimes. All credit cards are different and you need to check your individual card for what your offers you. If you are covered, they offer you reimbursements – that means that you pay upfront. Do you have that money? And they come with restrictions. Remember my Microsoft Surface Pro experience from last fall?

We have one credit card that we always use to rent a car. It gives us coverage so that we can decline the optional rental car company insurances and feel comfortable. We have another credit card that gives us the travel protection of lost or delayed luggage, missed connections, etc. We have done the research for us and you should too.

You should think about what you may need and find out if you are covered with the credit card you already have. Typically, if you don’t charge the trip to that specific credit card, you don’t have the coverage. Then check with your personal insurance (think auto insurance for rental car coverage, home owners / renter for loss of property, etc.). Then look into travel insurance, if you need or want more or additional coverage.

You should do this process for your health insurance as well. Most insurance policies don’t cover you when you travel outside the US. All this pre-planning could offer you the needed assistance in your time of need. So do your research and make the choices that are right for you.

Happy Travels!

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Low Or No Cost Summer Fun!

As you know, Dave has been home for three months unpaid, with his shoulder replacement and my position ended with Norwalk Community College. It’s summer time, there is so much we wanted to do and we need to do this on the frugal side.

Summer is perfect here in CT. We have access to great beaches, parks and entertainment. So this is the place we want to be.

So this is what we have done so far. 

 We have gone to the Stamford Museum for free, the Connecticut Beardsley Zoo for $5 each (66% discount over the regular pricing) and walked at the Audubon Center (free). All this thanks to our local library which offers free or discounted admission to many local attractions. That’s a great budget saver for us and could be for you too. 

One thing we crossed off our bucket list was the Essex Steam Train and Riverboat. On one of those hot days, we took the train ride from the shoreline into CT, then took the Riverboat from Deep River, CT and back on the train to were we began. It was a great day trip and a surprisingly cool way to spend a half day.

We have gone to our local beaches. One of our beaches (an island) requires a 20 minute ferry ride and we brought a picnic to the island. It was a beautiful day so we rode the ferry an extra trip – love the sunshine and the salt water! This is a minimal cost as a resident.

One of my favorite things to do in the summer months, is to watch a movie in the park. Our town, as well as other towns in the area, do this. We bring a picnic dinner or take out, sometimes the dog and watch a movie under the stars. 

We have dinners outside at home with the vegetables from our garden. There is nothing better than growing your own, picking it and having it right away – just delicious. Salad is always from the garden. Our tomatoes are starting to turn red and the string beans are there for the picking. All for the minimum cost of a packet of organic seeds.

We are exploring our area and doing some of the stay-cation things in town and across the state.  With more nice weather weekends ahead, there is so much more on our list of places to explore so stay tuned.  What are you doing this summer? 

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Our Travel Favorites

Our Fav orite Places

According to US News & World Report Travel here are their top 25 places to travel to. We’ve been to 11 of the places. Also, we were recently asked what our favorite place was and it got us thinking that we couldn’t just name one. So here is the list that we compiled. We like specific things about many places. So here’s our favorite list (so far) and this will change as we see more places around the world:

Favorite Pool – You know one of our favorite things are sun, beaches and pools, here are two pools we love – Aruba Marriott Surf Club’s Lazy River Pool and the Bahama’s Atlantis water slides.

Favorite Beach – Sometimes we just want to go somewhere and lie on the beach to relax without technology and here are our favorites.  Horseshoe Bay Beach – the gentle surf for being in the Atlantic Ocean. This is a must do anytime we are in Bermuda. On the other side of the country, you can’t beat Ka’anapali Beach, in Maui, Hawaii – just a relaxing experience with a tropical breeze (although a long flight for us).

Favorite European City – There is still much more to explore but our two favorites are London – lots of music history to be explored and easy to get around, a very walkable big city.  Barcelona, a great walking city with lots of history and on the Mediterranean. We still remember from almost 7 years ago, arriving at our hotel and seeing the Red Bull planes flying their obstacle course out our window.  What an unexpected thrill for Dave.

Favorite Public Transportation – St. Petersburg, Russia subway is so clean and it’s like traveling through and art gallery all underground – way underground (it’s the longest escalator we’ve ever been on). According to Wikipedia, the deepest station is over 280’. We also love the Hop On Hop Off Buses throughout Europe. It makes getting around cities really easy to go from one place to another even if there is a language barrier. We used them in Oslo, London, Tallin, Barcelona, and more.

Favorite Hotel – Hotel Arts in Barcelona – great ocean front hotel with excellent service and within walking distance from town and Las Ramblas (Main Street). Hyatt Regency Maui – terrific beachfront hotel that we spent our first anniversary at when it opened and my favorite penguins (Oreo and George) in the lobby.

Favorite Cruise Line – Royal Caribbean has itineraries all over the world with ships of all sizes and a great loyalty program that is easy to understand and you can move up the levels pretty easily. You know that we love those perks and benefits that comes with the reward programs.

Favorite Airline – American Airlines – hands down the best airline for us. They have excellent service and it’s easy to travel on award miles (we never had a time we couldn’t use our miles for where and when we wanted to go). The online shopping and dining rewards are so easy to use to earn miles and keep your accounts active. Our recent flight was delayed and they provided food and drinks to all for the inconvenience.

Favorite Restaurant – Flying Fishbone, Aruba (See Top Picture), you actual hang your shoes on a shoe tree as your table is actually in the ocean. Sonz Maui at Swan Court, a tranquil restaurant by the ocean.  Another great restaurant experience, was the restaurant in Tivoli Gardens in Copenhagen, Denmark. We had a great traditional Danish meal with our friends.

There are so many places we have been and it’s hard to just pick one, but this is partial list. It will change and be updated as we travel more, so keep reading my newsletter for updates.

Save Money By Packing Light

Saving money is all about packing right and light. First, I have several packing lists – one for clothing, one for a vacation that includes cooking and one for cruises. Then I select a color theme, so that all can be mixed and matched to create multiple outfits. 

First you want to know your airlines regulations – do you have to pay for checked luggage, what are the dimensions and weight limit that you are allowed? Not knowing this can cost you money. So packing within the rules always helps my wallet and it’s the way clothing can be mixed and matched to make more outfits out of less. For example, the red sweater can go over an outfit and/or be a top.  The black pants can be casual with a golf shirt and can be dressed up with a blouse for an evening.  Everything in my suitcase does double duty and that way I can carry less.

If I buy souvenirs / gifts, I have two different ways to do this. If we are in the US, I stop at a post office and use a flat rate mailing box and ship the items home, so that I don’t have to do a lot added carrying. We did this while in Alaska and shipped items home before we boarded the cruise ship. If I know I am going to be buying gifts, I pack a small collapsible suitcase inside my suitcase and then I have an additional suitcase to carry those new items home.

My actual clothing packing involves the color theme. I select pieces with these colors so that all can go together to make multiple outfits. Those black pants can be paired with a t-shirt by day for exploring and at night with a dressier top for dinner. A beach cover up can get from the pool in the day to an evening with the right accessories. That’s how I can pack in one suitcase even for two week trips.

All this starts with planning what you will be doing and buying before you leave for vacation.

Ways To Save While Traveling

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You know that one of our passions is to travel, and we do this as much as we can. I wanted to share with you ways that we are able to save money while traveling. This is in addition to using discounts, points, miles and other known ways.

Here are some things that we do:

Food / Drinks – at hotels, we always stay in a room with a fridge and coffee maker. This saves lots, we can buy our own healthy beverage and food choices at a grocery store vs. the hotel gift shop. If we are driving, then we bring everything from home. If we are flying, it’s a little research before you go to find a store near where we are going to be. While at the store, we pick up fruit and snacks for the trip. On some cruise lines, you are able to bring small quantities of non-alcoholic beverages – yes we do this too.

Exploring / Tours – do your research ahead of time. When we travel, I do a lot of research before we leave. When going to a new city, I check out guide books with suggested itineraries, search the internet for free tours, some libraries offer passes to attractions. If you have to pay for something, do a search for cost too – look for coupons and discount codes. Yes, this takes time but it can benefit your wallet.  If we are cruising, we use a website that connects us with other travelers on the same cruise. Many times we have shared rides and tours with people we met online. We shared car service from Southampton, England to the airport with two other couples, we’ve split the cost of a cab in Bruges, Belgium with two other couples – all prearranged online ahead of time.

Dining Out – think about mixing things up – have your big meal at lunch instead of dinner (prices are usually less expensive on the lunch menu compared to the dinner one and the portions can be smaller). Check for discounts and coupons to reduce your cost. Also, think about smaller meals such as stopping at a bakery for breakfast or street or farmers market for snacks. Think outside the box and it may save your wallet.

These are some of the ways we save when we travel. Let me know what you do to save money while you are away.

Avoid extra cruise fees (and still have a great time)

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Now that you know how to prepare for the airport, I want to help you get the most out of your cruise.

As you know we enjoy cruising and do it often.  They seem like an inexpensive way to travel – you have one flat fee for your room, meals and entertainment.  But there are extra fees, some of them unexpected, and that’s where the cruise lines make their money.

Here are some of the fees you might incur and how to get around them.

Beverage Fees

Not just alcohol, but soda and bottled water come with a fee too.

How to get around it: Some cruise lines let you bring a small quantity on board with you at embarkation.  We routinely bring  bottled water and soda, and have even brought on a bottle a wine in the past. Don’t forget your corkscrew, or they’ll charge an uncorking fee to open it for you.

Fitness Fees

You may have a full access to the gym aboard the ship, but the exercise classes come with a fee.

How to get around it: I have to admit, I love water aerobics and have paid a fee for that class.  But I typically abstain from classes, and instead start my day with a walk on the jogging track.  On days were the weather isn’t cooperating, I use the machines in the gym.  I love the smell of salt water and the quietness of the early morning, getting my exercise in as the sun rises.

Dining Fees

Most of your food is included when you eat in main dining room and at the buffet.  But you’ll find they offer some high end, very tempting options for a fee: like expensive meal choices, specialty restaurants, premium coffee and ice cream, and some brand name restaurants.

How to get around it: Cruises have food, food and more food.  Check out what free options are available before you even think about exploring the fee options.  For example, you’ll have to pay for the premium ice cream at the Ben & Jerry’s on board, but the soft serve  from the self-serve ice cream machines are free.

Shore Excursion Fees

The cruise line will offer tours of each port and beyond – for an additional fee. The fee applies if  you’re just using their transportation service to get to the city so you can explore on your own.

How to get around it: There is ease and peace of mind with the cruise directed shore excursions, but lots of times you don’t need them.  We have used outside companies and/or toured on our own for a fraction of the cost. Yes, it takes research and planning but it can be well worth it.  We’ve even booked shared transportation with others on board ahead of time, so we could see exactly what we want in a much smaller group – and for a fraction of the cost.

This has been our experience. Check with the cruise line you’re using because they may have different rules than the line we use. Nothing is worse than purchasing a case of water to bring on the cruise and having to leave it on the pier because it’s not allowed.  If want to get around an extra fee, and you can’t find details on it in your cruise contract, then call the travel agent or cruise line and ask ahead of time.

Bon voyage!

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