January has been a month of me asking questions.  You may be thinking what is she talking about.  Lots of items came to light throughout the month that required more information.  Here is a sampling of what came up:

• I was listed as a “non-owner” on our auto insurance.  I had no idea what that mean and had to do the research to find out more.
• I received two bills one from the lab for bloodwork and one from doctor’s office for a physical.  It was my understanding that this was covered through my medical insurance as a preventative visit at no cost to me. Again, multiple calls and asking for my medical claims to be adjusted.
• Receiving less than expected in a paycheck.  More calls to get to get to the bottom line
• And the list goes on.

Never be afraid or think your questions aren’t worthy of an answer.  In my case, it’s my money.  Call and ask questions until you are satisfied with the answers.

For me, I was able to save money on our auto insurance after a lengthy phone call, the medical insurance company paid the bloodwork bill in full after appeal, the doctors bill was adjusted and I owed less than 50% of the bill and I am still working to understand resolve the paycheck issue.  So far, I with these questions we have saved close to $300. That’s worth my time and efforts.